Introducing VillageOS: A New System That Forecasts Your Repurchase Obligation For You

For many CFOs, forecasting repurchase obligations can feel like staring into a black box. Most don’t have the tools or time to create, analyze, and act on these forecasts on their own. That’s why our team at Village Labs created VillageOS, a new system designed to bring clarity and insight to repurchase obligation forecasting.

Custom Models Built from Your Company’s Data

VillageOS takes the headache out of data entry and model building. Just upload key documents — your employee census, plan document & adoption agreement, valuation report, administrative report, and loan documents — and the system does the rest. VillageOS automatically extracts the relevant data to build a repurchase obligation model customized to your company, allowing you to jump straight into finding insights.

Create & Compare Scenarios with Ease

With VillageOS’s Model Sandbox, you can quickly adjust assumptions — like share price growth, distribution policies, repurchase methods, and more — and see the updated projections right away. The system allows you to explore different scenarios with ease, helping you visualize the range of possible outcomes.

VillageOS also makes it simple to compare scenarios side by side, allowing you to switch between low, high, and base turnover scenarios. Interactive charts make it easy to see how changes to your assumptions impact your repurchase obligations across various scenarios, all without the need for technical ESOP knowledge or complex modeling skills.

Intelligent Analysis When You Need It

VillageOS doesn’t just project numbers — it provides insight and guidance. Each scenario comes with an in-depth analysis of risk factors and actionable strategies to help manage cash flow. This includes projections for future cash requirements, warnings about potential risks, and suggested adjustments to funding strategies and plan policies.

For more support, our built-in Village Assistant is ready to help you find insights and walk you through your scenarios on demand. Powered by AI, Village Assistant can explain technical ESOP concepts (eg. segregation, redemption, compliance testing) and even answer questions about your ESOP like specific employee balances and plan policies. Think of it as having an informed advisor available 24/7 to ensure you fully understand your forecasts.

How VillageOS Works: Forecasting through Realistic Simulations

VillageOS uses a two-part methodology designed to simulate real-world scenarios as realistically as possible.

• Administrative Engine – Models each step in the administrative process for each employee across each year of the forecast. Includes calculations for things like contributions, allocations, forfeitures, multi-year distribution payments, repurchase methods, and more.



• Simulation Engine – Uses individual employee data points like age, salary, tenure, and job role, combined with company-level context (e.g., share price growth, historical turnover), to project employee turnover timelines with the assistance of AI.

In practice, the model doesn’t aim to deliver perfect predictions — no model can. Instead, it offers a range of scenarios, helping CFOs explore data-based, “what if” situations, such as base, low, and high turnover outcomes and everything in between.

A Single Source of Truth for Your ESOP

VillageOS is also more than just a forecasting tool. It’s a full system, designed to serve as a single source of truth for your ESOP. Beyond RO, VillageOS includes document storage, participant directories, and reporting tools, consolidating everything you need in one place. Say goodbye to juggling multiple spreadsheets and documents; VillageOS keeps everything organized and searchable.

Why VillageOS?

As a CFO, you know how hard it can be to manage your business’s repurchase obligation — VillageOS fixes that.
With the full power of the system, you get:

• Custom models - Models built using your company’s data

• Analysis tools - Tools to create and compare scenarios

• Intelligent guidance - Analysis powered by AI

• Organization - A single, integrated system for your ESOP

If you’re interested in learning more about VillageOS, you can schedule a demo here.